Terms and Conditions - Lux Nova Enterprises

1. Service Agreement:

By engaging the services of Lux Nova Enterprises, you ("Client") agree to be bound by the following terms and conditions.

2. Scope of Services & Fees:

• Lux Nova Enterprises, provides services encompassing document processing, business structure optimization, credit analysis, and financial institution/lender research.

• The fee remitted by the Client covers the aforementioned services. This fee is a non-refundable, non-transferable payment for the professional services rendered.

• This service fee is distinct from any potential success-based fees contingent upon successful funding acquisition. The service fee must be paid in full prior to the commencement of any service delivery.

3. No Funding Guarantee:

• Lux Nova Enterprises operates as a strategic advisory and preparatory service provider. It is not a lending institution.

• While we provide expert guidance to enhance your funding eligibility, we offer no guarantee of funding approval.

• Funding approval is at the sole discretion of the respective lending institution or financial entity.

4. Client Responsibilities & Representations:

• The Client is solely responsible for providing accurate, complete, and truthful information throughout the service engagement.

• Any misrepresentation, omission, or provision of false information by the Client may result in funding denial or other adverse outcomes, for which Lux Nova Enterprises bears no liability.

• The Client's active participation and adherence to the strategies and recommendations provided by Lux Nova Enterprises are crucial for success. Failure to comply with provided guidance absolves Lux Nova Enterprises of responsibility for any resulting negative outcomes.

• Lux Nova Enterprises assures that all digital systems implemented, will be as secure as possible, and that we will follow all industry standards for data protection. However, we cannot be held liable for breaches that are beyond our control.

5. Non-Refundable Service Fee:

• The service fee is for the professional services rendered by Lux Nova Enterprises, including document preparation, business structuring, credit analysis, and financial institution research.

• This fee is non-refundable, irrespective of funding approval status or the Client's decision to discontinue services.

6. Agreement Acknowledgment:

• By engaging Lux Nova Enterprises' services and submitting payment, the Client acknowledges that they have thoroughly read, understood, and agree to these terms and conditions.

• The Client understands and accepts that the service fee is for strategic preparation and guidance, and that funding approval is not guaranteed.

• By proceeding with payment the client agrees to the terms and conditions outlined in this document.